The new finance ministry is cut out for Prof. Edward Scicluna. The economist seems unencumbered with the kind of nasty political swashbuckling that the larger finance and economic affairs ministry of the past 30 years had to endure. Complaints about privatisation projects, sale of government land, tendering procedures. All controversial privatisation and economic affairs are left to other ministers like Chris Cardona and Edward Zammit Lewis. All that seems left for Scicluna, an economist at heart whose political hat was only donned recently when Labour pushed him to become MEP, is to keep tabs on what government departments are spending and raking in.
Still, this is not without its own struggle. For example, Scicluna has to battle against forecasts that Malta’s GDP, already within the European Commission’s corrective ‘excessive deficit procedure’, come down to below 3% GDP when forecasts from the European Commission, the IMF, and credit rating agencies claim the budget will blow up to 3.6%. But Scicluna seems at ease, because as he soon explains, he is to keep his hand firmly on the till to make sure that the slippage last incurred in 2012 (a percentage point) does not get worse. In a nutshell, we’re keeping things as they are to stay under the 3% mark.
“Surely the EC’s, IMF’s and the rating agencies’ forecasts have to be taken seriously. But they are underestimating our resolve to keep the deficit we estimated last April – a revised figure from last November’s budget – as it stands. From my end, it looks simple enough, even though it is not simple in reality.”
The original plan back in November was of arriving at a budget deficit of 1.7% for 2013. For 2012 it was 2.3%, and the previous administration was aiming at cutting 0.6 points and bringing it down to 1.7%. There was a one percent slippage in 2012, and from 2.3% the deficit ran up to 3.3%.
“The slippage was mostly on the revenue side, with a highly optimistic projection that did not materialise,” in part, Scicluna says, due to uncertainty within the suffering construction industry, that led to a further decrease in revenues.
“My job was to look at the 2013 budget in March when we were elected. I too felt that it had been over-optimistic. There were some losses in the first three months and some expenditure commitments before the election. But I calculated that the 1% slippage would continue for this year – so I simply added one point on the 1.7%, and that makes it 2.7%. I said it would not be easy, but with a lot of effort we will make it. The Commission and the IMF were sceptical about us keeping spending and revenues where they were, and that is why they forecast a higher deficit.”
As Scicluna says, his job seems to be focused entirely on keeping matters as they are – a hawkish minister unencumbered with little else but to keep spending and revenues sound. “Rather than asking myself, ‘why did the EC say that?’, I am more concerned about my estimates and whether I will meet them. I’m making sure the estimated revenues do come, and that I don’t allow – and this is the hardest part – any higher expenditure more than has already been estimated by the ministries,” Scicluna says, who at the time of our interview has only finished meeting with the heads of all government departments to survey the cash flow situation.
“I get a blow-by-blow account of what’s happening. I can’t lose track of this even for a week,” he says, running his fingers through a ream of papers with the latest figures. “Until August, we are down €0.6 million on the revenue side, which is nothing from a total revenue of €2 billion. On the spending side, we have underspent by €2 million. As long as I am in charge of the cash register, I can see that we are ok on spending and on revenue,” he says, aptly outlining his job description.
But staying under the 3% threshold also requires proper deficit-reduction measures. If he is not selling off the family silver, as he recently quipped over Nationalist privatisation, where have the cuts in the “inefficiencies” taken place?
“There have been cuts, cuts which took place without any fanfares. We reviewed areas where we felt there were inefficiencies and I estimated around €20 million in spending has been reducing, affecting some 195 line items. We instructed people that they would not be spending more than their allocated budget. And sometimes you hit a live wire and they come complaining here, telling us how ‘we’ve hurt them’. It wasn’t easy but we managed.
“Then there is the spending that is considered to be normal pressures, which are then reflected on a supplementary budget, where over-spending takes place. But we have kept spending down by bluntly saying no.”
On the taxation side, Scicluna says the government’s next challenge is to improve its tax collection efforts by improving its own IT systems to keep track of what is owed to the state, even though, as he puts it, he is not a keen ‘moralist’ on tax collection. When I point out that over €1 billion in unpaid taxes, arrears, fines and penalties remain uncollected (a good chunk of which gets written off throughout the years), Scicluna says that he makes a difference between people who are unable to make ends meet and postponing payments, and those who are actually evading tax.
“I don’t mind picturing them [the latter] as parasites: people who want to ride without paying. But when in government, I don’t like that kind of morality. I ask myself: is a person getting away with it? Who is making it easy for him? I’d blame myself. It’s our computer systems that should be in place for this kind of thing, and we’re still not there yet. I only learnt that the Joint Office [which manages lands passed from the Church into the hands of the State] have an IT system in place to keep track of arrears it is owed.”
So how wise would the tax cuts be in this current state of affairs? In November the Nationalist government promised a gradual, three-year tax cut from the top tier brackets of €59,000 incomes downwards, from 35% to 25%. Labour had no choice but to take on these tax cuts, a political manoeuvre designed at taking on the budget lock stock and barrel when it was clear that the imploding Gonzi administration would be unable to carry it through.
Scicluna seems at ease. “There is no shortfall. The way we see it, it’s a shift from direct to indirect taxation,” he says, giving off the impression that income retained will find its way into government coffers through VAT receipts from increased private consumption spending.
“Malta will continue to receive the same revenue from taxation. It’s definitely a shift from direct to indirect tax, and we are seeing it the same way as the previous administration did. For each three percentage points of tax cut, we estimate the loss of revenue to be €11-€12 million – so in total we’re looking at a total burden of anything less than €40 million. And this will be done gradually, and not an expansionary budget in which tax is simply being cut. We are incentivising higher, and middle to middle-higher taxpayers, who are the bulk of taxpayers, and giving them less of a burden.
“I think more is being made of it than is actually involved. The great concern will be income distribution and poverty, and what we must not do is skew income distribution, especially since over the last four years, poverty in Malta has increased.”
Formerly a critic of the improperly-spent EU funds under the Nationalist administration, Scicluna says the government’s programme for economic growth will include making the most of EU funds through an ambitious capital expenditure programme.
“It’s a Dr-Jekyll-and-Mr-Hyde situation: I’d like to see a 3% growth, and that’s what our programme is actually geared for, 2-3% and eventually 4% growth. But we cannot expect miracles. So on the other hand, with my finance minister’s hat of prudence, I’m trying to forecast a picture of less exuberance. Because if growth does not materialise, we don’t want to end up in another excessive deficit procedure.
“The growth forecast of 1.7% has to be taken as is. I don’t say it with pleasure, and it’s even more pessimistic than the IMF’s or the EC’s, restricting my revenue forecasts and even spending projections. So what I did was to ask the Auditor General – in the absence of a fiscal council that oversees the budgetary process, which we will do in the coming year – to commission an expert’s report into the growth model, and see whether the forecast was realistic. The report will be published soon, and this model will ensure nobody fiddles with the rate of economic growth as was done in the past.”
Scicluna says he hopes the government will be seeing new revenues in the form of foreign influxes through the global residence scheme, a property scheme aimed at tax exiles mainly, and through the diversification of the economy. He mentions as an example the maritime projects earmarked for the former shipbuilding area, or land reclamation. “Malta cannot have one sector that is always growing – and of course, we would not stop it from growing – because it creates a risk. Whether they be the banks or financial institutions [which in total are eight times the size of the Maltese GDP, both core domestic and international banks] or ST Microelectronics… if you don’t diversify they become giants and systemic risks.”
I ask him whether it makes sense to promote land reclamation projects for a construction industry that is already underperforming, has a dormant over-supply of housing, and is responsible for the largest percentage of corporate non-performing loans with Maltese banks.
“It’s not my job to go into that,” Scicluna says, pointing out the limits of his ministry. Wouldn’t it be unwise to give a dampened industry like construction a new playground to play in, giving the current state of affairs?
“That’s a risk for the banks, and the warning that banks are being given is to be strongly capitalised. It’s not that credit should not be given to construction, but banks that should be well capitalized for this credit, and it’s up to banks to find their gearing ratio when it comes to this credit.”
The impression is that the government will be giving out land to keep the construction industry happy, at the cost of creating further unused stock.
“Financial stability depends on banks being sound. It’s up to the Central Bank and the MFSA to see that institutions are well capitalized for this kind of credit. Let’s say foreign investors go for it… the financing would be coming in from outside, so the financial problem is no longer on the desk.”
But surely as finance minister, he believes in discouraging land hoarding…
“Any finance minister would discourage waste of any resources being used. It could be in a hospital or land itself. Of course, it’s a concern, and we must discourage it.”
As finance minister, Scicluna has also politically come to terms with the reality of the university stipends he once suggested were a drag on government finances. “When I had made those comments, stipends were a high proportion of the minimum wage at 80%. Now, even being tagged at the COLA, they have fallen to 20% of the minimum wage. So they are no longer the cost they were in the beginning. Young people at this age want money. If people fail and don’t achieve qualifications, they will consign themselves to a life of misery. We will retain stipends, because they serve as incentives for people to keep on studying, and they encourage children to continue right on into tertiary education.”
Scicluna is also, expectedly, a supporter of the new Chinese acquisition that will see some €200 million in capital injected into Enemalta in the form of a part-privatisation that however, will see the government retaining control on the enterprise. But he refutes a suggestion that with the new gas plant in the hands of a private company selling gas to Enemalta, and a reported 35% control of Enemalta itself held by the Chinese, the Maltese are losing more control on their energy.
“Any fuel has to come from outside Malta, unless we find oil… all our fuel is purchased from abroad, but we don’t spend sleepless nights over the fact that all our fuel is imported. The issue at stake is: is Enemalta staying in government hands? Yes.
“It’s a big, big plus to have a strategic partner. Since I’ve taken up office, Enemalta has been a nightmare, and the first item on the agenda for every delegation from the Commission, the IMF and the rating agencies. They ask us how it’s going to survive, and how we’re going to cut the tariffs and make it feasible.
“Take the interconnector. Someone is producing the energy in France and distributing it through Italy and to Malta. Again, do we lose any sleep over ‘who owns this energy’? Control is what is important: control on decisions, tariffs, and distribution. €200 million is a capital injection that writes a good chunk of our contingent liabilities and debts, when you consider that government has issued €1 billion in letters of comfort for Enemalta’s debts. Additionally, the Chinese share will be shouldering a good part of the company. And that in total writes off €400 million of government guarantees.”
In passing Scicluna mentions energy minister Konrad Mizzi, who recently was taken to task over the employment of his wife Sai Mizzi Liang as an investment promotion envoy for Malta Enteprise, on a reported salary of €33,000. I ask Scicluna whether, in the context of Mizzi having moved from a handsome private sector salary to his minister’s salary, he is happy with his own salary. As an MEP for the socialists and democrats, Scicluna was paid close to €90,000 a year before he decided to be appointed minister with less than half his former salary.
“It was very unfortunate that the government salaries’ increase happened the way it did,” referring to the way Lawrence Gonzi increased ministers’ salaries and topped it up with their parliamentary honorarium back in 2008 without making it public.
“The matter to be discussed is how much should be paid: if this is determined by an independent body, it could be argued and discussed at length and probably solved, something that will probably happen only in the second legislature, if re-elected. From my position in life, I can afford giving five years of service to the country without counting the euros… but obviously I am insulted at the salary a minister gets,” Scicluna says when I mention government chief executives half his age on standard salaries of €65,000.
“Cabinet salaries must be reviewed in a proper, and pre-announced manner. If we want to attract good people to government, if we want a new generation of good people to govern us, we need to pay higher salaries. They needn’t be higher than those in the private sector. Even members of the Obama administration left the private sector for a cut in their salaries to serve their country.”
Equally, Scicluna says that ministers should also give better declarations of the assets they hold, but says that the system as employed by the House of Representatives “is lousy” and that he is not – as formerly estimated by MaltaToday – the second-highest earning minister of the Muscat government.
“The declarations as they stand are lousy, they are not clear. We need something clear, and there is room for improvement. The European Parliament’s declaration has guidelines. In our case, if someone declares they hold shares, the question is at what value should they be declared: their market value or the value at which they were bought? It’s so uneven, it is unfair.”
– Tuesday, 8th October, 2013
118 responses to “His hands on the cash register – Interview – maltatoday”
This is one of the best posts I’ve read in quite some time. Good work.
Gracie Bon, Pia Bunny, Masked Couple xXx Only Fans Leaks Mega Folder( https://picturesporno.com )
Hola Bulma Sextape Leaks Nudes( https://picturesporno.com )
Moroccan Zina, Blockstar Naya, Amora Luv Only Fans Leaks Mega Folder Link( https://UrbanCrocSpot.org/ )
I enjoyed reading your piece and it provided me with a lot of value.
Thank you for providing me with these article examples. May I ask you a question?
Thanks for posting. I really enjoyed reading it, especially because it addressed my problem. It helped me a lot and I hope it will help others too.
May I request that you elaborate on that? Your posts have been extremely helpful to me. Thank you!
Thank you for writing this article. I appreciate the subject too.
Thank you for your articles. I find them very helpful. Could you help me with something?
May I have information on the topic of your article?
You helped me a lot by posting this article and I love what I’m learning.
Great content! Super high-quality! Keep it up!
Thanks so much for giving everyone an exceptionally memorable chance to read critical reviews from this web site. It’s usually very useful and also packed with a lot of fun for me and my office peers to search your site a minimum of 3 times per week to read through the newest tips you will have. And of course, I am just at all times amazed with your unique concepts you serve. Selected 4 ideas in this posting are in fact the simplest we’ve had.
This really answered my problem, thank you!
His hands on the cash register
https://tribratanewsacehutara.com/2023/07/19/polres-aceh-utara-gagalkan-peredaran-42kg-ganja-yang-akan-dikirim-ke-bali/
His hands on the cash register
http://www.apicastellon.com/blog/2018/11/21/__trashed-2/cenaanualapisslowphotos-es31_multimedia-ampliada/
Feet Luver 32 Only Fans Free Download – https://crocspot.fun
Exactly Feet Only Fans Leaks – https://t.me/CrocSpot
His hands on the cash register
https://jefflavin.net/what-is-nutrigenmonics/
It’s a pity you don’t have a donate button! I’d certainly donate to this excellent blog! I guess for now i’ll settle for book-marking and adding your RSS feed to my Google account. I look forward to brand new updates and will share this blog with my Facebook group. Chat soon!
I am actually thankful to the holder of this site who has shared this great paragraph at at this time.
Hmm is anyone else experiencing problems with the pictures on this blog loading?
I’m trying to find out if its a problem
on my end or if it’s the blog. Any suggestions would be greatly appreciated.
Hi, i think that i saw you visited my website thus i came to “return the favor”.I’m attempting to find things
to enhance my site!I suppose its ok to use some of your ideas!!
Hi there, I check your blog on a regular basis. Your story-telling style is awesome, keep it up!
My spouse and I absolutely love your blog and find the majority of your post’s to be just what I’m looking for. Does one offer guest writers to write content available for you? I wouldn’t mind producing a post or elaborating on many of the subjects you write in relation to here. Again, awesome site!
Hello! Would you mind if I share your blog with my myspace group? There’s a lot of folks that I think would really appreciate your content. Please let me know. Many thanks
A motivating discussion is worth comment. I do think that you need to publish more on this subject matter, it might not be a taboo matter but generally people do not discuss these issues. To the next! Cheers!!
Hi i am kavin, its my first occasion to commenting anyplace, when i read this article i thought i could also create comment due to this good paragraph.
Appreciating the dedication you put into your website and detailed information you present. It’s awesome to come across a blog every once in a while that isn’t the same unwanted rehashed information. Fantastic read! I’ve bookmarked your site and I’m including your RSS feeds to my Google account.
Undeniably imagine that that you said. Your favorite reason appeared to be on the net the simplest thing to take note of. I say to you, I certainly get irked at the same time as other folks think about issues that they plainly don’t recognise about. You controlled to hit the nail upon the highest and also outlined out the entire thing without having side effect , folks could take a signal. Will probably be again to get more. Thank you
Hi! I just would like to give you a huge thumbs up for your great information you have got right here on this post. I’ll be coming back to your web site for more soon.
We absolutely love your blog and find most of your post’s to be what precisely I’m looking for. Do you offer guest writers to write content for you personally? I wouldn’t mind writing a post or elaborating on a number of the subjects you write concerning here. Again, awesome blog!
Hey there! I know this is somewhat off topic but I was wondering which blog platform are you using for this website? I’m getting fed up of WordPress because I’ve had issues with hackers and I’m looking at alternatives for another platform. I would be awesome if you could point me in the direction of a good platform.
Thank you for some other informative website. Where else could I get that type of information written in such an ideal manner? I have a challenge that I am just now operating on, and I have been at the glance out for such info.
Bear you experienced the white magic of ‘YouTubeMoa’?
Inspect a unbelievable where popular theme meets, selected close to advanced systems.
A plethora of digital significance is earmark for the purpose you, strained from the massive cyber cosmos, aimed at keeping you connected.
Be come up to b become the multitude who’ve located their go-to splodge since trending stuff.
Highlight ‘YouTubeMoa’ and guard you’re evermore a routine out of keeping with ahead.
The piece of content you’ll true-love next is so establish discontinue, justified a click!
I’m not sure where you are getting your information, but good topic. I needs to spend some time learning much more or understanding more. Thanks for fantastic info I was looking for this information for my mission.
Good day! Do you know if they make any plugins to assist with SEO? I’m trying to get my blog to rank for some targeted keywords but I’m not seeing very good gains. If you know of any please share. Thanks!
You expressed that superbly!
After looking at a handful of the blog articles on your blog, I truly like your technique of blogging. I book marked it to my bookmark website list and will be checking back soon. Please check out my web site as well and let me know what you think.
I used to be able to find good info from your articles.
Appreciate this post. Will try it out.
I know this site presents quality dependent articles and extra stuff, is there any other web page which provides these stuff in quality?
Thanks for some other fantastic article. Where else could anybody get that type of info in such a perfect means of writing? I have a presentation subsequent week, and I’m at the look for such info.
It’s wonderful that you are getting thoughts from this paragraph as well as from our dialogue made here.
Hey! I just wanted to ask if you ever have any trouble with hackers? My last blog (wordpress) was hacked and I ended up losing many months of hard work due to no backup. Do you have any solutions to prevent hackers?
Howdy just wanted to give you a brief heads up and let you know a few of the pictures aren’t loading correctly. I’m not sure why but I think its a linking issue. I’ve tried it in two different web browsers and both show the same outcome.
You actually make it seem so easy with your presentation but I find this matter to be really something which I think I would never understand. It seems too complex and very broad for me. I’m looking forward for your next post, I’ll try to get the hang of it!
I feel that is among the such a lot vital info for me. And i’m happy studying your article. But should statement on few basic issues, The web site taste is perfect, the articles is really nice : D. Just right activity, cheers
Thanks , I’ve recently been looking for info approximately this topic for a while and yours is the greatest I have found out so far. But, what concerning the bottom line? Are you certain about the supply?
What’s up to every single one, it’s genuinely a pleasant for me to pay a quick visit this web page, it consists of valuable Information.
My developer is trying to persuade me to move to .net from PHP. I have always disliked the idea because of the expenses. But he’s tryiong none the less. I’ve been using WordPress on a number of websites for about a year and am nervous about switching to another platform. I have heard good things about blogengine.net. Is there a way I can transfer all my wordpress posts into it? Any help would be really appreciated!
ラブドール 超 乳 If you’re having a hard time finding a reliable vendor, or want to double-check before you buy a piperdoll, visit the Doll Forums. This is a great source of information abo
Way cool! Some very valid points! I appreciate you writing this article and also the rest of the site is really
good.
Hi mates, its fantastic piece of writing concerning cultureand completely explained,
keep it up all the time.
Terrific article! This is the type of info that should be shared around the net.
Shame on the search engines for no longer positioning this publish higher!
Come on over and talk over with my web site . Thanks =)
Hi! I know this is somewhat off-topic but I needed to ask. Does building a well-established website such as yours take a lot of work? I’m brand new to blogging but I do write in my journal daily. I’d like to start a blog so I will be able to share my own experience and feelings online. Please let me know if you have any kind of recommendations or tips for new aspiring blog owners. Appreciate it!
Excellent weblog right here! Additionally your website so much up very fast! What web host are you the use of? Can I am getting your affiliate hyperlink for your host? I want my site loaded up as quickly as yours lol
最 高級 ラブドール DollsClubはRDAの新しいドイツの共犯者です私はジェシカ142cmの合理的なシリコーンのセックス人形に絶望的に夢中になりました-サンドラ戦士の手に負えない卓越性
I have read so many content concerning the blogger lovers however this piece of writing is in fact a pleasant post, keep it up.
Great article. I will be dealing with some of these issues as well..
Pretty great post. I just stumbled upon your blog and wished to mention that I have really loved surfing around your blog posts. In any case I’ll be subscribing in your rss feed and I hope you write again soon!
Hi there, just wanted to say, I enjoyed this blog post.
It was inspiring. Keep on posting!ラブドール 中古
Hello, I enjoy reading through your post. I like to write a little comment to support you.
Its like you read my thoughts! You appear to know a lot approximately this, like you wrote
the ebook in it or something. I feel that you simply can do
with some % to force the message home a little bit, but instead of that, that is excellent blog.
A fantastic read. I will certainly be back.ラブドール 中古
Attractive component to content. I simply stumbled upon your web site and in accession capital to claim that I get actually enjoyed account your weblog posts. Any way I will be subscribing to your augment or even I fulfillment you access consistently rapidly.
If you would like to grow your familiarity
just keep visiting this site and be updated with the latest news posted here.
Hey There. I found your blog using msn. This is a very well written article. I will make sure to bookmark it and return to read more of your useful information. Thanks for the post. I’ll certainly return.
I’m so glad I stumbled upon this article. It was exactly what I needed to read!
I would like to thank you for the efforts you’ve put in writing this site. I’m hoping the same high-grade web site post from you in the upcoming also. In fact your creative writing skills has inspired me to get my own site now. Actually the blogging is spreading its wings rapidly. Your write up is a great example of it.
Hello, Neat post. There’s an issue along with your site in internet explorer, might check this? IE nonetheless is the market chief and a good portion of people will omit your wonderful writing because of this problem.
Admiring the time and effort you put into your blog and in depth information you offer. It’s nice to come across a blog every once in a while that isn’t the same outdated rehashed material. Fantastic read! I’ve saved your site and I’m adding your RSS feeds to my Google account.
The knack for making hard to understand concepts readable is something I greatly admire.
The passion for this subject shines through The words. Inspiring!
Spot on with this write-up, I absolutely feel this amazing site needs a great deal more attention. I’ll probably be back again to read through more, thanks for the info!
Always learning something new here, because apparently, I didn’t pay enough attention in school.
His hands on the cash register
https://www.brariel.com/br4r13l/index.php/component/k2/item/3-cum-sociis-natoque-penatibus-et-magnis?start=75960
Superb, what a website it is! This web site gives valuable information to us, keep it up.
Hello! This post couldn’t be written any better! Reading
through this post reminds me of my previous room
mate! He always kept chatting about this. I will forward this page to him.
Pretty sure he will have a good read. Many thanks for
sharing!
Hey there, You’ve done an excellent job. I’ll certainly digg it and personally recommend to my friends.
I am confident they’ll be benefited from this website.
The attention to detail didn’t go unnoticed. I really appreciate the thoroughness of The approach.
I blog often and I really thank you for your content. This great article has truly peaked my interest.
I’m going to bookmark your site and keep checking for new details about once
per week. I subscribed to your RSS feed too.
Fitur ini biasanya digunakan oleh para pengembang dalam membangun antarmuka aplikasi atau situs web.
Hi Dear, are you genuinely visiting this web page regularly, if so afterward you will without doubt take nice know-how.
Hello colleagues, nice post and fastidious arguments commented at this place, I am genuinely enjoying by these.
I do trust all the concepts you have offered on your post.
They’re really convincing and can certainly work.
Nonetheless, the posts are too brief for beginners. May you
please prolong them a little from subsequent time?
Thanks for the post.
Hey I know this is off topic but I was wondering if you knew of any widgets I could add to my blog that automatically tweet my newest twitter updates. I’ve been looking for a plug-in like this for quite some time and was hoping maybe you would have some experience with something like this. Please let me know if you run into anything. I truly enjoy reading your blog and I look forward to your new updates.
Avec plus d’un milliard d’utilisateurs rien que sur YouTube, il n’est pas surprenant que le contenu vidéo soit devenu si courant.
Do you have any video of that? I’d like to find out some additional information.
This is a really good tip particularly to those fresh to the blogosphere. Short but very precise info… Many thanks for sharing this one. A must read article!
I know this website offers quality depending articles and extra data, is there any other web page which provides these information in quality?
This is a topic that is near to my heart… Cheers! Exactly where are your contact details though?
Good day! Do you use Twitter? I’d like to follow you if that would be ok. I’m undoubtedly enjoying your blog and look forward to new posts.
batmanapollo.ru
WOW just what I was searching for. Came here by searching for https://copizi.com
If you wish for to take a good deal from this article then you have to apply such strategies to your won blog.
When someone writes an piece of writing he/she maintains the idea of a user in his/her mind that how a user can be aware of it. Therefore that’s why this post is amazing. Thanks!
Unquestionably believe that that you said. Your favourite reason appeared to be on the internet the easiest factor to take into account of. I say to you, I definitely get irked at the same time as other people think about concerns that they plainly do not recognise about. You managed to hit the nail upon the highest and defined out the entire thing without having side effect , other people could take a signal. Will likely be back to get more. Thank you
Its like you read my mind! You seem to know so much about this, like you wrote the book in it or something. I think that you could do with some pics to drive the message home a bit, but instead of that, this is wonderful blog. A great read. I’ll definitely be back.
It’s remarkable to pay a visit this site and reading the views of all colleagues regarding this article, while I am also eager of getting knowledge.
You made some really good points there. I checked on the web for additional information about the issue and found most people will go along with your views on this web site.
Its like you read my thoughts! You seem to grasp a lot about this, such as you wrote the e book in it or something. I believe that you could do with some % to power the message house a bit, however instead of that, this is excellent blog. A great read. I will definitely be back.
It’s really a nice and useful piece of info. I am glad that you just shared this helpful information with us. Please stay us informed like this. Thank you for sharing.
Attractive part of content. I just stumbled upon your blog and in accession capital to say that I acquire in fact loved account your weblog posts. Any way I will be subscribing for your feeds and even I success you access constantly rapidly.
I was excited to find this great site. I need to to thank you for your time just for this wonderful read!! I definitely appreciated every little bit of it and i also have you saved as a favorite to see new things on your blog.
If you desire to increase your know-how only keep visiting this web site and be updated with the hottest news update posted here.
Thank you a lot for sharing this with all folks you actually understand what you’re talking about! Bookmarked. Please also consult with my website =). We can have a link change contract among us
Wow that was odd. I just wrote an extremely long comment but after I clicked submit my comment didn’t appear. Grrrr… well I’m not writing all that over again. Anyway, just wanted to say superb blog!
Have you ever thought about publishing an e-book or guest authoring on other websites? I have a blog based on the same subjects you discuss and would really like to have you share some stories/information. I know my viewers would appreciate your work. If you’re even remotely interested, feel free to shoot me an e mail.
Does your website have a contact page? I’m having trouble locating it but, I’d like to shoot you an email. I’ve got some creative ideas for your blog you might be interested in hearing. Either way, great site and I look forward to seeing it improve over time.
Hi! Someone in my Facebook group shared this site with us so I came to check it out. I’m definitely loving the information. I’m book-marking and will be tweeting this to my followers! Exceptional blog and great style and design.
Hi this is kinda of off topic but I was wanting to know if blogs use WYSIWYG editors or if you have to manually code with HTML. I’m starting a blog soon but have no coding skills so I wanted to get guidance from someone with experience. Any help would be enormously appreciated!
Awesome! Its really awesome paragraph, I have got much clear idea about from this paragraph.
This post gives clear idea for the new visitors of blogging, that actually how to do running a blog.
Link exchange is nothing else except it is just placing the other person’s webpage link on your page at suitable place and other person will also do same in support of you.
Психоаналитик опсуимолог
Онлайн-Психолог опсуимолог
Aw, this was an exceptionally good post. Taking a few minutes and actual effort to create a good article… but what can I say… I hesitate a whole lot and never manage to get nearly anything done.